Who We Are

The Georgia Fund is the trusted partner for real estate attorneys throughout the Peach State. Founded by attorneys for attorneys, we’re committed to leveling the playing field for firms of all shapes and sizes. As an agent of First American Title Insurance Company, we combine the strength of a reputable real estate title insurance underwriter with the personal touch of a family organization.

What Is The Georgia Fund?
The Georgia Fund is very committed to supporting the legal education institutions in Georgia. Annual scholarships are presented to Georgia State University, University of Georgia, Emory University and Mercer University.

Our Core Values:


We seek to deeply understand the people behind the business, creating a network that truly cares.


We value transparency and integrity, ensuring unbreakable trust with our members.


We provide unwavering support and always go the extra mile.


We aid our members in whatever they need, helping with everything from underwriting services to payroll assistance and administrative tasks.


We provide ongoing training and educational opportunities to cultivate continuous growth.

Our History

Established in 1970 under the Georgia Nonprofit Corporation Code as the Attorneys’ Title Guaranty Fund, Inc., The Georgia Fund’s rich legacy is rooted in our voluntary association of real estate attorneys in Georgia.

Responding to the need for title insurance in Georgia, we emerged as a not-for-profit, cooperative venture focused on guaranteeing and insuring titles and interests in real estate property. Over the years, we’ve become a key player in the real estate sector of the Peach State, advocating for the interests of smaller firms and solo practitioners.

Our partnership with First American Title Insurance Company began in 1989, allowing us to provide the tools and resources of a national underwriter, while maintaining our focused commitment to Georgia.

Simply put, our members stay on equal footing with all of the bigger operations.

Today, we continue to prioritize public protection, financial responsibility and our core values of connection, honesty, service, support and mentorship.


Meet The Team


Traci Woodward

Executive Vice President

Email: traci.woodward@gafund.com
Direct: 470-274-2050


Denise Ramey

Member Support

Email: denise.ramey@gafund.com
Direct: 470-274-2053


Fosteine Crider

Member Services – North Georgia

Email: fosteine.crider@gafund.com
Direct: 470-274-2052


Debbie Rumker

Member Services – South Georgia

Email: debbie.rumker@gafund.com
Direct: 470-274-2062


Vicki Acker

Auditor – North Georgia

Email: vicki.acker@gafund.com
Direct: 770-386-3327


Rosie Thomas

Auditor – South Georgia

Email: rosie.thomas@gafund.com
Direct: 470-274-2063


Caroline Bollinger

RamQuest Support / Reconciliations

E: caroline.bollinger@gafund.com
Direct: 470-274-2051


Candice Eaton

Office Manager

Email: candice.eaton@gafund.com
Direct: 470-274-2054

Board of Directors

Our Board plays a pivotal role in shaping our strategic direction and ensuring we deliver on our mission to support and uplift our members.

William H. Arroyo

W H Arroyo & Associates

4228 First Avenue, Suite 10
Tucker, Georgia 30084
Phone: 770-491-0175
Email: will@wharroyo.com

H. Michael Bray

Bray & Johnson

P.O. Box 1649
Canton, Georgia 30114
Phone: 770-479-1426
Email: mbray@brayandjohnson.com

Monica H. Hamlett

The English Law Group, LLC

P. O. Box 700
Zebulon, Georgia 30295
Phone: 706-648-0070
Email: monica@englishlawgroupllc.com

Philip A. Hasty

Shapiro Pendergast & Hasty, LLP

211 Perimeter Center Parkway NE, Suite 300
Atlanta, Georgia 30346
Phone: 770-220-2535
Email: phasty@logs.com

Clifford W. Harpe, Jr.

Clifford W. Harpe, Jr. Attorney at Law

P.O. Box 545
Cordele, Georgia 31010
Phone: 229-271-6060
Email: cliff@dliffharpelaw.com

Blake Lisenby

Lisenby & Associates LLC

PO Box 4101
Macon, Georgia 31208
Phone: 478-254-5752
Email: blakelisenby@lisenbylaw.com

Carol B. Miller

Carol Bacon Miller, P.C.

P.O. Box 796
Pembroke, Georgia 31321
Phone: 912-653-4040
Email: carol@carolbaconmiller-law.com

David A. Parker

Smith, Hannan & Parker, PC

610 North Patterson Street
Valdosta, Georgia 31603
Office: 229-560-0533
Email: dparker@shplaw.com

H. Boyd Pettit, III

H. Boyd Pettit III PC

P.O. Box 1178
Cartersville, Georgia 30120
Office: 770-382-9592
Email: hbpettit@bellsouth.net

Dennis P. Helmreich

D.P. Helmreich, P.C.

P.O. Box 266
Lexington, Georgia 30648
Phone: 706-743-3410
Email: dhph@dphatty.com

David A. Henderson


P.O. Box 1034
Covington, Georgia 30014
Phone: 770-787-2946
Email: david@henlaw.net

Hugh T. Hunter

Hunter & Hunter

1115 South Main Street
Sylvania, Georgia 30467
Phone: 912-564-2092
Email: hhatty@planters.net

Philip L. Martin

Maner, Martin & Brunavs, LLC

180 Interstate North Parkway, Suite 200
Atlanta, Georgia 30329
Phone: 404-982-0088
Email: freefather@aol.com

Shawn Z. Rowland

Shawn Z. Rowland, LLC Attorney At Law

PO Box 1865
Hazlehurst, Georgia 31539
Phone: 912-375-2107
Email: shawnzrowland@yahoo.com